NBFC Registration your trusted growth partner for Non-Banking financial companies (NBFCs).
NBFC Registration your trusted growth partner for Non-Banking financial companies (NBFCs).
Our NBFC Consultant team offers over 20+ years of collective expertise, featuring a dedicated team of former bankers and experienced CA and CS professionals. We deliver strategic, expert-driven solutions to support your business’s growth and success
NBFC due diligence is a comprehensive evaluation process aimed at assessing the commercial value of an NBFC by examining its assets, liabilities, and overall financial health. This process is crucial for investors, regulatory bodies, and the NBFC itself to ensure that investments are sound and the company is compliant with all legal and financial regulations.
By thoroughly assessing the financial and operational aspects of an NBFC, due diligence helps in identifying potential risks and mitigating them effectively.
Ensures that the NBFC adheres to the stringent guidelines set by regulatory authorities like the Reserve Bank of India (RBI)
Provides investors with a clear picture of the NBFC’s financial health, thereby boosting their confidence in making informed investment decisions
Helps in identifying inefficiencies within the NBFC’s operations, paving the way for improvements and better financial management.
Financial Analysis
This involves a detailed examination of the NBFC’s financial statements, including balance sheets, income statements, and cash flow statements. This helps in understanding the company’s profitability, liquidity, and solvency.
Asset Quality Review
Evaluate the quality of assets held by the NBFC, including loans, investments, and other financial instruments. This is crucial for assessing the risk of defaults and non-performing assets (NPAs).
Regulatory Compliance Check
Ensures that the NBFC complies with all relevant regulations and guidelines issued by the RBI and other regulatory bodies. This includes checking for proper licensing, adherence to capital adequacy norms, and compliance with anti-money laundering (AML) regulations.
Operational Due Diligence
Examines the operational aspects of the NBFC, including its management practices, internal controls, and risk management frameworks. This helps in identifying any operational risks that could impact the company’s performance.
Market Position and Competitiveness
Assess the NBFC’s position in the market, its competitive strengths, and its ability to sustain growth in a competitive environment.
